Our $300 million initiative helps municipalities deliver energy financing programs for low-rise residential properties. Property Assessed Clean Energy (PACE), utility on-bill financing and third-party lending partnerships are just some examples of financing models used by municipalities delivering residential energy programming.

No matter what stage you’re at, we can help you reach your environmental goals, bring jobs to your community and build better lives. Our new funding and learning resources can help your municipality achieve the following:

  • Create, launch and expand home-energy upgrade financing programs for low-rise residential energy projects.
  • Generate triple-bottom-line benefits:
    • Reduce GHG emissions, create energy savings and contribute to climate adaptation, water conservation and health and safety outcomes
    • Accelerate energy cost savings, improve housing affordability and keep the local economy moving
    • Increase home comfort, health and quality of life for residents

About CEF funding

FCM offers support throughout the delivery of a home-energy upgrade financing program through the following funding options:

Financement de l’efficacité communautaire

  • Studies: Explore your options, build on market research or assess program performance with feasibility, design and program evaluation studies 
  • Pilot projects: Test a smaller-scale version of your program in real-world settings; reserved for exceptional proposals that demonstrate clear market transformation potential and are otherwise ineligible for capital project funding 
  • Capital projects: Access a grant combined with a low-interest loan or credit enhancement to implement a new program or scale up an existing model

Read our application guide for details.

FCM’s Community Efficiency Financing initiative is delivered through our Green Municipal Fund and funded by the Government of Canada.

Read the transcript

Take me to CEF funding offer

Get funding to deliver home-energy upgrade financing programs for residential energy projects.

LEARN MORE

Featured resources

See featured resources, news, events and training related to Community Efficiency Financing.
Webinar recording
Webinar recording: The 5 keys to a green municipal project business case
Discover the five critical focus areas you need in order to get your project started.
Guide
Factsheets: Community Efficiency Financing
Learn how to design, deliver and market a home upgrade financing program for your community.
News release
New initiative to help homeowners cut their energy bills and emissions and keep the local economy moving
The Government of Canada and FCM launched the next step in their shared mission to support local programs that help Canadians retrofit their homes to higher energy standards.
Video
Video: New municipal financing program removes barriers to energy-efficiency upgrades for homeowners
Marie-Pierre Paquette discusses how the municipalities of Plessisville, Varennes and Verchères banded together to launch a joint pilot project that would bring energy-efficient home renovations within reach for more homeowners.
Video
Video: Introduction to home energy upgrade programs
Watch this video to learn more about home energy upgrade programs and how they can help municipalities to tackle climate change, save money, and invest in the local economy.
Case studies
Read about initiatives your peers have run using GMF funding. Their stories are inspiring.
Funding opportunities
Get funding

Explore ways to get FCM funding for your plans, feasibility studies, pilot projects, and capital projects.

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The Green Municipal Fund is a $1 billion program, delivered by the Federation of Canadian Municipalities and funded by the Government of Canada.

© 2021 Federation of Canadian Municipalities