Canadians are eager to find new ways to make their homes energy efficient, and to generate more renewable energy. Municipalities of all sizes are ready to help—but don’t always know where to start.    

Our $300 million initiative helps municipalities deliver energy financing programs for low-rise residential properties. Property Assessed Clean Energy (PACE), utility on-bill financing and third-party lending partnerships are just some examples of financing models used by municipalities delivering residential energy programming.

No matter what stage you’re at, we can help you reach your environmental goals, bring jobs to your community and build better lives. Our new funding and learning resources can help your municipality achieve the following:

  • Create, launch and expand home-energy upgrade financing programs for low-rise residential energy projects.
  • Generate triple-bottom-line benefits:
    • Reduce GHG emissions, create energy savings and contribute to climate adaptation, water conservation and health and safety outcomes
    • Accelerate energy cost savings, improve housing affordability and keep the local economy moving
    • Increase home comfort, health and quality of life for residents

About the CEF offer

FCM offers support throughout the delivery of a home-energy upgrade financing program through the following funding options:

Financement de l’efficacité communautaire

  • Studies: Explore your options, build on market research or assess program performance with feasibility, design and program evaluation studies 
  • Pilot projects: Test a smaller-scale version of your program in real-world settings; reserved for exceptional proposals that demonstrate clear market transformation potential and are otherwise ineligible for capital project funding 
  • Capital projects: Access a grant combined with a low-interest loan or credit enhancement to implement a new program or scale up an existing model

Read our application guide for details.

FCM’s Community Efficiency Financing initiative is delivered through our Green Municipal Fund and funded by the Government of Canada. 

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Featured resources

See featured resources, news, events and training related to Community Efficiency Financing.
Webinar recording
Time: 1:00 pm ET
Webinar recording: The 5 keys to a green municipal project business case
Discover the five critical focus areas you need in order to get your project started.
Guide
Factsheets: Community Efficiency Financing
Learn how to design, deliver and market a home upgrade financing program for your community.
News release
New initiative to help homeowners cut their energy bills and emissions and keep the local economy moving
The Government of Canada and FCM launched the next step in their shared mission to support local programs that help Canadians retrofit their homes to higher energy standards.
Webinar
Time: 1:00 pm ET
Webinar: Bring financing for home energy upgrades to your community
Wednesday, March 24. Learn how you can create financing programs for residential energy projects in your municipality.
Tool
Resource library: Community Efficiency Financing
Read guidebooks and case studies to see how municipalities are designing home upgrade financing programs.
Case studies
Read about initiatives your peers have run using GMF funding. Their stories are inspiring.
Government of Canada logo

The Green Municipal Fund is a $1 billion program, delivered by the Federation of Canadian Municipalities and funded by the Government of Canada.

© 2021 Federation of Canadian Municipalities