Our Community Efficiency Financing initiative helps municipalities deliver local financing programs for home-energy upgrades. Are you looking for tools and lessons learned to implement a financing program in your community?
From guidebooks to case studies, this resource library provides useful information and tools for designing or scaling up your local municipal program.
Learn more about:
- Innovative financing mechanisms to advance your municipality’s greenhouse gas emissions reduction projects
- How to establish an effective PACE program quickly and economically
- Key considerations for on-bill financing programs
- The range of energy efficiency financing tools currently in use in North America
- And much more
We’ll continue to update this page with additional resources as they become available.
Please note, all files appear in the language in which they were provided.
Efficiency financing and home energy upgrades
- Current practices in efficiency financing: An overview for state and local governments (Lawrence Berkley National Lab)
- Efficiency Canada’s policy database, including information on enabling policies that provide support for financing (Efficiency Canada)
- Energy efficiency financing for low- and moderate-income households: Current state of the market, issues, and opportunities (State and Local Energy Efficiency Action Network)
- Financing energy efficiency retrofits in the built environment (Natural Resources Canada)
- On the money: Financing tools for local climate action (ICLEI & FCM)
- Sustainable Finance [webinar recordings] (Canadian Urban Sustainability Practitioners)
Property Assessed Clean Energy (PACE)
- Accelerating home energy efficiency retrofits through local improvement charge programs: A toolkit for municipalities (Clean Air Partnership)
- Clean Energy Improvement Program in Alberta (Municipal Climate Change Action Centre)
- Local improvement charge financing pilot program design for residential buildings in Ontario (Dunsky Energy Consulting)
- Monitoring & evaluation framework for local improvement charge pilot programs (Clean Air Partnership)
- Property Assessed Clean Energy in Canada: Design considerations for PACE programs and enabling legislation (The Pembina Institute)
Utility on-bill financing
- Cheaper power bills, more jobs, less CO2: How on-bill financing done right can be a quick win for British Columbia (Pacific Institute for Climate Solutions)
- Financing energy improvements on utility bills: Market updates and key program design considerations for policymakers and administrators (State and Local Energy Efficiency Action Network)
- Making it count: Understanding the value of energy efficiency financing programs funded by utility customers (State and Local Energy Efficiency Action Network)
Credit enhancements
- Credit enhancement overview guide (State and Local Energy Efficiency Action Network)
Financing programs
- Accelerating energy retrofits – Building the policy and business case for local improvement charges (City of Vaughan, ON)
- Clean Energy Financing Program (Multiple municipalities in Nova Scotia)
- Clean Energy Works Oregon (City of Portland, OR, United States)
- Financement innovateur pour des municipalités efficaces (FIME) (City of Plessisville, QC)
- Halifax Solar City (Halifax Regional Municipality, NS)
- Home Energy Loan Program (City of Toronto, ON)
- Michigan Saves Home Energy Loan Program (State of Michigan, US)
- Nelson Eco-Save (City of Nelson, BC)
- Piloting Property-Assessed Financing for Home Energy Retrofits (District of Saanich, BC)
- Regional Energy Efficiency Program (REEP; Regional District of Central Kootenay, BC)
- Solar Colchester (Municipality of Colchester, NS)