Are you looking for tools and lessons learned to implement a financing program in your community? Our Community Efficiency Financing initiative helps municipalities deliver local financing programs for home-energy upgrades.
From guidebooks to case studies, this resource library provides useful information and tools for designing or scaling up your local municipal program.
Learn more about:
- Innovative financing mechanisms to advance your municipality’s greenhouse gas emissions reduction projects
- How to establish an effective PACE program quickly and economically
- Key considerations for on-bill financing programs
- The range of energy efficiency financing tools currently in use in North America
- And much more
We’ll continue to update this page with additional resources as they become available.
Please note, all files appear in the language in which they were provided.
Integrating equity into financing programs
- Energy efficiency financing for low- and moderate-income households: Current state of the market, issues, and opportunities (State and Local Energy Efficiency Action Network)
- Guidebook on equitable clean energy program design for local governments and partners (Urban Sustainability Directors Network (USDN) and The Cadmus Group)
- Integrating equity into city retrofit programs [webinar recordings] (Canadian Urban Sustainability Practitioners)
- The need for equity in energy efficiency programs [webinar recording] (Efficiency Canada and Kambo Energy Group)
- USDN Equity in Energy Transformation and Innovation Case Study: Craft3 Home Energy Loan Program (Craft3)
Efficiency financing and home energy upgrades
- Current practices in efficiency financing: An overview for state and local governments (Lawrence Berkley National Lab)
- Efficiency Canada’s policy database, including information on enabling policies that provide support for financing (Efficiency Canada)
- Financing energy efficiency retrofits in the built environment (Natural Resources Canada)
- On the money: Financing tools for local climate action (ICLEI & FCM)
- Sustainable Finance Part 1 (Canadian Urban Sustainability Practitioners)
- Sustainable Finance Part 2 (Canadian Urban Sustainability Practitioners)
Property Assessed Clean Energy (PACE)
- Accelerating home energy efficiency retrofits through local improvement charge programs: A toolkit for municipalities (Clean Air Partnership)
- Clean Energy Improvement Program in Alberta (Municipal Climate Change Action Centre)
- Local improvement charge financing pilot program design for residential buildings in Ontario (Dunsky Energy Consulting)
- Monitoring & evaluation framework for local improvement charge pilot programs (Clean Air Partnership)
- Property Assessed Clean Energy in Canada: Design considerations for PACE programs and enabling legislation (The Pembina Institute)
- Best Practice Guidelines for Residential PACE Financing Programs (US Department of Energy)
- PACE Loans: State and Local Consumer Protection Recommendations (National Consumer Law Center)
- PACE Consumer Protection Policies (PACENation 2017)
Utility on-bill financing
- Cheaper power bills, more jobs, less CO2: How on-bill financing done right can be a quick win for British Columbia (Pacific Institute for Climate Solutions)
- Financing energy improvements on utility bills: Market updates and key program design considerations for policymakers and administrators (State and Local Energy Efficiency Action Network)
- Making it count: Understanding the value of energy efficiency financing programs funded by utility customers (State and Local Energy Efficiency Action Network)
Credit enhancements
- Credit enhancement overview guide (State and Local Energy Efficiency Action Network)
Financing programs
- AB: Clean Energy Improvement Program (City of Edmonton, City of Leduc, Town of Devon, Town of Rocky Mountain House)
- BC: Nelson Eco-Save (City of Nelson)
- BC: Oil-to-Heat Pump Financing Program (District of Central Saanich)
- BC: Oil to Heat Pump Financing Program (District of Saanich)
- BC: Regional Energy Efficiency Program (REEP; Regional District of Central Kootenay)
- NS: Halifax Solar City (Halifax Regional Municipality)
- NS: Clean Energy Financing Program (Multiple municipalities)
- NS: Solar Colchester (Municipality of Colchester)
- NS: Berwick Green Energy Program (Town of Berwick)
- NS & PE: Switch programs (City of Charlottetown, P.E.I., Town of Stratford, P.E.I., Town of Wolfville, N.S.)
- ON: Better Homes Kingston (City of Kingston)
- ON: Better Homes Ottawa – Loan Program (City of Ottawa)
- ON: Home Energy Loan Program (City of Toronto)
- ON: Accelerating energy retrofits – Building the policy and business case for local improvement charges (City of Vaughan)
- QC: Financement innovateur pour des municipalités efficaces (FIME) (City of Plessisville)
- SK: Home Energy Loan Program (City of Saskatoon)
- Outside of Canada: USA: Clean Energy Works Oregon (City of Portland, Oregon)
- Outside of Canada: USA: Michigan Saves Home Energy Loan Program (State of Michigan, U.S.)